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About MicroBank Lagos

Our Story

Built for Lagos entrepreneurs

MicroBank Lagos was founded to bridge the financial gap facing small business owners and individuals across Lagos. Traditional banks often overlook micro-enterprises, leaving hardworking entrepreneurs without access to the capital they need to grow. We set out to change that by building a fully digital platform that makes loans fast, transparent, and accessible to everyone.

Small business owner in Lagos reviewing financial documents
Team collaborating on digital banking technology

Technology meets trust

Our platform combines cutting-edge technology with a deep understanding of the local market. We use smart credit scoring, mobile-first design, and instant verification to approve loans in minutes, not weeks. But technology alone isn't enough—we've built our reputation on transparency, fair rates, and genuine support for our customers' success.

Regulated and responsible

As a licensed microfinance institution, we operate under the strict oversight of the Central Bank of Nigeria. We're committed to responsible lending practices, data security, and full regulatory compliance. Our customers can trust that their financial information is protected and that every loan is structured fairly and transparently.

Financial compliance and regulatory documentation

Licensed & regulated

  • Central Bank of Nigeria

    Nigeria

    MFB License 50432

  • Lagos State Ministry of Finance

    Lagos State

    Registration LG-MFB-2019-089

  • National Deposit Insurance Corporation

    Nigeria

    NDIC Member 7821

All license numbers are publicly verifiable. You can confirm our standing directly with each regulator through their official registers.

Results our clients report

  • Adeola's Fashion Boutique

    ₦2.8M

    Revenue growth in first year after inventory expansion loan

  • Chidi's Tech Repairs

    3 days

    From application to funds in account for equipment purchase

  • Blessing's Catering

    45%

    Increase in orders after kitchen upgrade financed through us

  • Tunde's Transport Services

    5 vehicles

    Fleet expansion enabled by flexible repayment terms

  • Ngozi's Beauty Salon

    ₦450K

    Working capital loan that doubled monthly client capacity

  • Emeka's Grocery Store

    18 months

    Time to full loan repayment and second loan approval

Get in Touch

Phone

+234 1 888 5500

Email

hello@microbanklagos.ng

Office

15 Adeola Odeku Street, Victoria Island, Lagos

Hours

Monday–Friday, 8:00 AM – 5:00 PM WAT